● Open Banking · AI · zero faff

All your money
on one app,
innit.

Every account, every product, every saving you're missing — in one place, watched over by your own money AI.

Stereo had two speakers. We've got one app for the lot. Monomoney — geddit?

Read-only bank-grade access · 70+ UK banks · free to compare

Balance transfer0% for 36 mths save £540
Easy-access saver5.00% AER +£312/yr
9:41monomoney
Your money
£48,920
▲ £312 this month
HHSBC Current £2,184
CCahoot Saver £6,240
BBarclaycard −£1,508
✦ Monobot spotted something

Move that Barclaycard balance to a 0% card and you'd save about £540 in interest. Want me to line up the switch?

Connects to your banks —
HSBCBarclaysLloydsNatWestSantanderMonzoStarling+ 60 more
One tap to a better deal

The system's been overcharging you. Let's fix that.

Monomoney reads what you've actually got, then shows you where you're losing money — and hands you straight to the provider to switch, only if you want to.

★ STRONGEST DEALS

Credit cards

0% · 36 mths

Balance-transfer and 0% offers, ranked by your eligibility. Roll several cards into one cheaper deal.

Compare cards →
★ STRONGEST DEALS

Loans

5.60% APR

Personal loans with a soft-search eligibility check, so your score stays untouched while you shop.

Compare loans →
QUOTE IN SECONDS

Insurance

from £560/yr

Car, home and more — we hand you to the right quote engine and flag your renewal before it auto-hikes.

Get quotes →
EASY WIN

Broadband

save ~£180/yr

Out of contract? You're probably on the loyalty tax. Compare live deals from the big providers.

Compare broadband →
BIGGEST SAVING

Mortgages

4.62% · 2yr

We nudge you before your fix ends, so you're never quietly rolled onto the standard variable rate.

Compare rates →
COMING SOON

Personalised deals

your real rate

Soft-search rates matched to your profile — not the advertised headline. Powered by Monobot.

Join the waitlist →
How it works

Three taps. No spreadsheets. No faff.

1

Connect

Securely link your banks, cards, savings and loans with read-only Open Banking. We can look, never touch.

2

Compare

Monobot reads your actual products and lines them up against the whole market — so you see what you're really paying.

3

Switch

Like a better deal? We hand you straight to the provider to make the switch. You're always in the driving seat.

Meet Monobot

Your money's got a brain now.

Monobot is the AI that actually reads your accounts. It explains things in plain English, spots the savings you'd never find, and hands you to the provider — it never lectures, never sells, and never makes the decision for you.

Should I overpay my loan or keep the cash in savings?
✦ Monobot
Your loan's at 5.60% and your saver pays 5.00%, so overpaying saves you more than the interest you'd earn. But it'd leave you with under one month's buffer — tight. Clear half, keep the rest as a cushion?
Makes sense. Sort the savings switch?
✦ Monobot
On it — here's a 5.00% easy-access saver that beats yours.
Open with provider →

With monomoney your money goes
onandonandon.

Honestly, you just can't get enough of it. nomonomom.

Why it matters

The loyalty tax is real. We're here to dodge it.

70+
UK banks supported
6
product categories
£540
typical card saving
£0
to compare, always
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